Privacy Policy

Effective Date: 07/20/2026

At Kay's Financial Architecture ("Company," "we," "our," or "us"), your privacy is important to us. This Privacy Policy explains how we collect, use, disclose, and safeguard your information when you visit our website, purchase our services, complete forms, attend events, or otherwise interact with us.

By using our website, you agree to the practices described in this Privacy Policy.

Information We Collect

We may collect information you voluntarily provide, including:

• Full name

• Email address

• Phone number

• Mailing address

• Organization or company name

• Payment information (processed securely through third-party payment providers)

• Event details submitted through speaking request forms

• Credit education inquiries

• Coaching or consultation requests

• Survey responses

• Testimonials you choose to submit

• Any other information you voluntarily provide through our forms or communications

Information Automatically Collected

When you visit our website, certain information may be collected automatically, including:

• IP address

• Browser type

• Device type

• Operating system

• Pages visited

• Time spent on pages

• Referring website

• Geographic region (approximate)

• Date and time of visit

This information helps us improve website performance and user experience.

Cookies & Tracking Technologies

Our website may use cookies, pixels, and similar technologies to:

• Remember your preferences

• Improve website functionality

• Analyze website traffic

• Measure marketing performance

• Personalize your experience

• Display relevant advertisements

You may disable cookies through your browser settings; however, some website features may not function properly.

How We Use Your Information

We may use your information to:

• Respond to inquiries

• Deliver educational resources

• Schedule coaching or consulting sessions

• Process payments

• Confirm speaking engagements

• Send newsletters or marketing communications (where permitted)

• Improve our services and website

• Provide customer support

• Monitor website analytics

• Comply with legal obligations

• Protect against fraud or unauthorized activity

Email Communications

If you subscribe to our email list or request information, you may receive:

• Educational content

• Credit tips

• Event announcements

• Speaking updates

• Promotions

• Company news

You may unsubscribe at any time by clicking the "Unsubscribe" link included in our emails.

Payment Information

We do not store your complete payment information.

Payments are securely processed through trusted third-party payment processors. Your payment information is governed by the privacy policies of those providers.

Third-Party Services

We may use trusted third-party services to operate our business, including providers for:

• Website hosting

• Payment processing

• Email marketing

• Appointment scheduling

• Analytics

• Customer relationship management (CRM)

• Advertising platforms

• Video conferencing

• Event registration

These providers receive only the information necessary to perform services on our behalf and are expected to safeguard your information.

Testimonials

If you voluntarily provide a testimonial, review, or success story, we may publish it on our website, social media, or marketing materials with your permission.

You may request removal of your testimonial by contacting us.

Information Sharing

We do not sell your personal information.

We may share information only:

• With service providers assisting in business operations

• To comply with legal obligations

• To protect our legal rights

• During a business transfer, merger, or acquisition

• With your consent

Data Security

We implement reasonable administrative, technical, and physical safeguards designed to protect your personal information.

However, no method of electronic transmission or storage is completely secure. While we strive to protect your information, we cannot guarantee absolute security.

Your Privacy Rights

Depending on where you live, you may have rights regarding your personal information, including the ability to:

• Request access to your information

• Request correction of inaccurate information

• Request deletion of your information (subject to applicable legal requirements)

• Withdraw consent where applicable

• Opt out of certain marketing communications

To exercise these rights, please contact us using the information below.

Texas Residents

If you are a Texas resident, you may have privacy rights under applicable Texas law, including the Texas Data Privacy and Security Act (TDPSA), where applicable. We will respond to eligible requests in accordance with the law.

Children's Privacy

Our website and services are intended for adults and are not directed to children under the age of 13.

We do not knowingly collect personal information from children. If we learn that information has been collected from a child without appropriate consent, we will take reasonable steps to delete it.

Third-Party Links

Our website may contain links to third-party websites.

We are not responsible for the privacy practices or content of external websites. We encourage you to review their privacy policies before providing personal information.

Data Retention

We retain personal information only for as long as necessary to:

• Provide requested services

• Meet legal and regulatory requirements

• Resolve disputes

• Enforce agreements

• Maintain business records

Changes to This Privacy Policy

We may update this Privacy Policy from time to time.

When changes are made, the revised Effective Date will appear at the top of this page. Your continued use of the website after updates constitutes acceptance of the revised policy.